First

How to handle your money: step-by-step

First step: budget

This guide asks you questions to help suggest the best steps for you on spending, saving and paying off debt.

Fundamental to a sound financial footing is knowing where your money is going. Budgeting helps you see your sources of income less your expenses.

Next: reduce expenses, set realistic goals

Based on the useful /r/personalfinance flowchart by /u/atlasvoid, based off the flowchart created by /u/beached89, and the /r/personalfinance wiki.