First

What if Chase doesn't approve my card instantly?

Call the human reconsideration line at 1-888-270-2127 and prepare for battle

Be prepared to answer questions such as:

What is the nature of your business?
How old is your business?
Why do you need this card for your business?
How much revenue did your business make last year?
How much revenue did your business make for the last 3 years?
What is your projected revenue for this year?
Seasonal or year-round?
Is it taxable?
How do you market your business?

That worked, I was approved!
The rep sucks and won't approve me.